Smart Calculator Hub

Loans & Debt Calculators

Plan payments and compare loan scenarios across mortgages, credit cards, and personal loans. Popular tools include Amortization Calculator, APR Calculator, Auto Loan Calculator, and more.

Amortization Calculator

Generate a detailed loan amortization schedule showing monthly principal and interest breakdowns, remaining balance, and cumulative costs to plan repayments.

APR Calculator

Calculate the true Annual Percentage Rate for loans by combining interest, fees, and term length so you can compare offers and understand total borrowing costs.

Auto Loan Calculator

Calculate car loan payments, total interest, taxes, and payoff timeline so you can compare financing offers and choose the most affordable vehicle loan.

Balloon Payment Calculator

Calculate balloon loan payments by analyzing periodic installments, the lump-sum finale, total interest, and payoff schedule so you can budget confidently.

Biweekly Payment Calculator

Explore how switching to biweekly payments accelerates loan payoff, reduces interest, and reveals long-term savings compared to traditional monthly schedules.

Credit Card Minimum Payment Calculator

Estimate credit card minimum payments, payoff timeline, and total interest costs so you can budget effectively and see the benefit of paying more each month.

Credit Card Payoff Calculator

See how long it takes to pay off credit card balances, track total interest, and model accelerated payments to create a clear debt freedom timeline.

Debt Avalanche Calculator

Design a debt avalanche strategy that targets the highest interest rates first, highlighting monthly savings, payoff timeline, and total interest avoided.

Debt Consolidation Calculator

Compare multiple debts against a consolidated loan to estimate new payments, interest savings, and payoff time so you can decide if consolidation helps.

Debt Snowball Calculator

Create a personalized debt snowball payoff plan by ordering balances from smallest to largest, tracking momentum, and celebrating quick wins on your journey.

Debt-to-Income Ratio Calculator

Calculate your debt-to-income ratio by comparing monthly debt payments against income to understand loan eligibility and monitor overall financial health.

Extra Payment Calculator

See how extra principal payments reduce loan interest, shorten payoff time, and build savings so you can plan debt elimination strategies that match your goals.

HELOC Calculator

Estimate Home Equity Line of Credit payments during draw and repayment periods, factoring interest-only options and rate changes to plan borrowing responsibly.

Home Equity Loan Calculator

Estimate home equity loan payments, available equity, and borrowing costs using property value, mortgage balance, rate, and term to plan major expenses.

Interest Rate Calculator

Calculate the interest rate required to reach a financial goal by entering payment amount, principal, and timeframe so you can evaluate savings or loan targets.

Interest-Only Calculator

Calculate interest-only loan payments, remaining balance, and total cost so you can evaluate affordability before principal payments begin.

Loan Comparison Analyzer

Compare loan offers side by side by modeling monthly payments, total interest, fees and breakeven timing to choose the most cost-effective option.

Loan Payoff Calculator

Calculate how extra payments or different strategies change your loan payoff timeline, total interest, and savings so you can reach debt-free goals faster.

Mortgage Calculator

Estimate monthly mortgage payments, total interest, taxes, insurance, and amortization details to plan your home loan budget confidently.

Personal Loan Calculator

Estimate monthly payments, total interest, and payoff schedule for personal loans so you can compare terms and choose flexible financing that fits your budget.

Refinance Calculator

Evaluate mortgage refinance scenarios by comparing current and new loans, factoring interest rates, closing costs, break-even points, and lifetime savings.

Simple Interest Calculator

Compute simple interest on loans or investments using principal, rate, and time to understand total cost or earnings without compounding complexities.

Student Loan Calculator

Project student loan payments under standard, graduated, and income-driven plans, tracking interest costs to pick the repayment strategy that saves most.